This is an interesting perspective in the Courier Mail which did not occur to me. The fact that Australians who can't save a few dollars might be inclined to buy products on credit. I have never been taken in my these retail store gimmicks because I know they are almost always inducements to buy things you don't need, at premiums which do not justify the purchase, and that you should always pay cash. The only thing you buy on credit is appreciating assets (i.e. sustainable growth for those inclined to buy in credit bubbles).
This however is not a criticism of Gerry Harvey, but rather the unthinking Australian for taking up such terms.
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